Four fortunate individuals who recently purchased Premium Bonds in December have each been awarded £100,000 in prizes. The winning bonds were only eligible for the February 2026 draw and onwards, requiring ownership for a full month to qualify. Among the winners was a bond holder who purchased a £50 bond in December 2025.
Living in Essex, one winner holds a total of £19,150 in Premium Bonds, while another winner residing in Brighton and Hove possesses £38,025 in total, with their winning bond valued at £13,000. The remaining two £100,000 winners each have £50,000 in Premium Bonds, with one living in Cheshire and the other in Hampshire and the Isle of Wight.
Premium Bonds, offered by National Savings & Investment (NS&I), differ from traditional savings products by entering bond holders into a monthly prize draw instead of providing a fixed interest rate. Prizes range from a minimum of £25 to a maximum of £1 million, with more frequent smaller prizes compared to the larger sums.
The odds of winning a prize each month with Premium Bonds are 22,000 to 1 for every £1 bond held. Winners are notified via email or text message by NS&I and can choose to have their prize deposited into their bank account or reinvested into Premium Bonds. The current prize fund rate, akin to an interest rate, stands at 3.60% since the August 2025 draw.
In the most recent data disclosed to This is Money, the luckiest regions for winning Premium Bond prizes were unveiled. In 2025, Hampshire and the Isle of Wight saw 42 individuals clinch the second-largest prize of £100,000, followed by Essex with 37 winners and Outer London with 32 recipients of £100,000 prizes. Additionally, the £1 million jackpot was won twice in Norwich and Cumbria in 2025.
Overall, Premium Bonds draw considerable interest as a unique savings option, offering a chance for bond holders to win substantial prizes through monthly draws.